Residential Whole Loan Trading
Executes both participation and whole loan trades for all types of financial institutions throughout the nation. The team has vast experience in placing residential loan packages of both performing and non-performing loans and real estate owned at market prices. All loan types from fixed rates to the hybrid ARMs on both first and second lien mortgages are placed with strong institutions to insure profitable and long lasting relationships.

Commercial and Consumer Loan Trading
The placement of types of consumer loans including mobile homes, auto and truck loans, computer loans, boat and aircraft loans, and equipment loans. Both  investors and originators of lease paper financing are arranged on both flow and bulk transactions. Commercial loans on all types of real estate are negotiated and placed throughout the country. Whether the project is an "a credit" or sub-prime investment, an array of deals have been made bringing profits to the bottom line for both borrowers and investors.

Private Placement Securities
Jaymes Financial Inc., through its Wall Street partners, has arranged the direct placement of bonds with qualified institutional investors. As the marketing agent for several investment banking firms, we can offer clients primary market issues for many collateral types. We work with our clients with respect to bond structure, credit enhancements, or any covenants, ultimately bringing a desirable transaction to both the issuer and investor. Collateral has ranged from both residential and commercial real estate loans, consumer to sub-performing assets.

Sub-Prime Lending and Servicing Sales
Two of our staff members have directed the origination and placement of both "A" quality and sub-prime lending operations on both Mid-Atlantic regional marketplace and Mid-America markets. Their knowledge of the lending processing and deep investor contacts add both the critical product understanding and investor contact network to any lending operation. Numerous trades of servicing rights both on a flow and bulk basis have been arranged. Current market values and contacts are provided to our clients.

Mortgage Origination Analysis
Jaymes Financial Inc. is a specialty finance advisor providing both mortgage originators and investors investment opportunities and solutions to their commercial, residential and consumer lending operations. Jaymes Financial recommends strategic lending products and pricing, then produces those financial rewards through arranging strong, long lasting relationships with both originators and investors.

Mortgage and Consumer Loan Due Diligence
JFI offers Due Diligence Services to financial institutions and investors nationwide.  JFI joined forces with a twenty year veteran company in performing loan due diligence and has expanded and enhanced those services to cover all areas of the loan origination process.  Our new process allows us to customize the scope of the due diligence to suit the specific needs of the client based upon loan type, structure of the deal, data available, and timing on the trade.  We have put together a team of experts who are knowledgeable in the following products: mortgages, home equity, auto, RV, and marine loans.  Our team will accurately evaluate each type of transaction from underwriting to compliance and the legal document review.  Post closing audits are available as well.